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Do you really need so many cards? A very healthy exercise is to review all our financial products from time to time. However, while this is more or less common for products such as accounts, or savings or investment products, we don’t always do it in relation to cards.
And yet we generally accumulate more cards than we really need.
How many cards do you have?
It is likely, as happens to many people, that if you review the volume of cards you have contracted, it is higher than advisable.
It is interesting, for this very reason, to stop and check how many cards you actually have. Having more cards does not at all mean taking better advantage of the benefits of this type of product; in fact, in many cases it means making it worse and harming finances with a higher volume of interest and dispersion of operations.
In the review, debit cards are distinguished from credit cards. Debit cards when associated with different accounts may make more sense than debit cards. However, we live in an age where there is a tendency to bundle products, so it would be interesting to also consider the number of checking accounts you actually use at this point.
How many cards do you need?
There is no universality here. Each user is really a different world and each need is different. However, if you had to establish an average, it would be as follows:
It is true that, in addition to the above, other discount cards can be added, issued for example by fuel supply companies, or by large supermarkets. But it is important that these cards, in any case, are not credit cards, but, in any case, payment advantage cards. And, of course, we must in any case flee from revolving cards.
